The Homebuying Process: What to Expect Step-by-Step

Buying a home is one of the biggest decisions you'll ever make — and while it’s exciting, it can also feel overwhelming if you don't know what to expect.

Here’s a simple step-by-step guide to help you understand the home buying process:

1. Get Pre-Approved for a Mortgage

Before you start house hunting, talk to a lender and get pre-approved. This helps you understand how much you can afford and shows sellers that you're a serious buyer.

2. Find the Right Realtor

A trusted realtor will guide you through the process, help you find the best homes for your needs, negotiate on your behalf, and navigate the paperwork.

3. Start House Hunting

Now the fun begins! Your realtor will help you schedule showings, attend open houses, and compare properties until you find “the one.”

4. Make an Offer

Once you find a home you love, you’ll work with your realtor to submit a strong offer. This may involve some negotiation before you and the seller agree on the final terms.

5. Get a Home Inspection

After your offer is accepted, hire a professional inspector to check the home's condition. If issues arise, you may negotiate repairs or credits with the seller.

6. Secure Financing

Now it’s time to finalize your mortgage. The lender will review your documents and appraise the home to make sure it’s worth the loan amount.

7. Close the Deal

At closing, you’ll sign all the necessary paperwork, pay your down payment and closing costs, and officially become the owner of your new home!

8. Move In and Celebrate!

Once the sale is finalized, you’ll get the keys, and it’s time to move into your new home and celebrate this huge milestone!